Laboratories Credit Union Limited


Travel safe, travel happy

You take care of the selfie, we’ll take care of the camera.

Features | Benefits | Traveller Types | Personalise Your Cover | Common Questions

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We're there when you need us

If you get sick or injured

We'll provide cover for the ambulance, hospital and surgery while travelling overseas

If your stuff is lost or stolen

We'll cover the costs for luggage, cameras, clothes and more

If there’s an emergency

We're here on the phone 24/7 and ready to help.

Great benefits

Read the Product Disclosure Statement (PDS) for the full list of product features.

Overseas medical

If you need unexpected medical or emergency dental treatment while overseas, we’ll cover you.


If you need to cancel your trip due to unforeseen circumstances, we’ll refund your prepaid flights and accommodation.

Rental vehicle cover

If you have an accident in your rental car, we’ll cover the vehicle’s insurance excess (only available on some plans).

Travel disruptions

If you lose your passport, have an accident or the weather goes bananas, we’ll cover accommodation and travel expenses.

Cover for every type of traveller

Whether it’s your first trip ever or just your first trip this year, we’ve got you sorted.

Backpackers and first-timers

Your big global adventure awaits and no one knows what’s ahead. So get covered, just in case.


Enjoy your family holiday with peace of mind knowing that you and your loved ones are all insured.

Experienced travellers

If you’re a seasoned traveller, you’ll know that things can and do go wrong. You know what to do.

Your travel cover, your way: make it your own

International travel

There are four levels of cover to suit your needs and budget:

Australian holidays

When you’re travelling around Australia, you’ll enjoy your trip more knowing you have cover for: 

Ski/snowboard holidays

Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:

Cruise holidays

If you’re heading on a cruise, we have optional cruise cover available for your grand voyage. You’ll get:

Optional extra cover for valuables

If you’re taking important possessions with you, we’ll cover the replacement of items such as:


Conditions apply to all cover types. Please see the PDS for full terms and conditions.

Common questions

Got questions about travel insurance? We’ve got answers.

Are my flights covered with travel insurance?

If you need to cancel your flights due to unforeseen circumstances, we’ll reimburse you the purchase cost. If you used frequent flyer points, we’ll pay you the value of those points. If your flights are delayed or interrupted for over 6 hours outside of your control, we’ll cover additional accommodation, meals and expenses incurred while you wait.

Are existing medical conditions covered?

We cover 44 pre-existing medical conditions, as listed in the Product Disclosure Statement (PDS), at no additional cost. To find out if your condition is covered, we’ll ask you questions when you get a quote. If your condition is not on the list, you may need to complete a medical assessment.   

Call us for assistance on (02) 6384 1111

Can I get cover for my expensive stuff?

The maximum amount we will pay for luggage depends on the level of cover purchased. You can choose to increase this level by specifying individual items on your policy (at an additional premium cost).

Do you cover pregnancy?

Yes, provided you are less than 24 weeks pregnant, it is a single pregnancy, there are no unexpected complications and your pregnancy was not medically assisted.

If your pregnancy was medically assisted or there are complications, you will need to complete a medical assessment to determine if cover is available. 

If you are more than 24 weeks pregnant, you won’t be covered for any medical treatments required due to your pregnancy. Please check with your doctor before arranging travel plans.

Can I get travel cover if I’m on a temporary visa?

If you are a temporary resident of Australia with an Australian Visa, you can still get travel insurance. (We do not cover temporary residents on tourist or working holiday visas.) Please see the Product Disclosure Statement (PDS) for eligibility and further information.

Travel guides

Destination guides

Get travel inspiration, tips and advice for visiting the hottest travel destinations on the planet. 

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Activity guides

Snowboarding, paragliding or white-water rafting? Find out what activities are covered under travel insurance.

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Travellers’ guides

Check out the benefits of travel insurance and learn what you’d be covered for if the unexpected happens. 

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Get your travel cover today

Answer a few simple questions to get a quote in just two minutes.

Get started | Read the Product Disclosure Statement (PDS)

Insurance you can trust

Every day, thousands of Australians trust Marine Bank Travel Insurance.

Making a claim

We’re ready if you need to claim. Call us on 13 24 80 (international +612 8895 0698) and our claims consultants will help you all along the way.

Backed by CGU

We’re backed by CGU, one of Australia’s most trusted insurers, with more than 165 years of experience.

Community focused

We believe in contributing to our local communities, and we’ve raised thousands of dollars for worthy causes.



  Additional Information:

Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. South West Slopes Credit Union Limited ABN 80 087 650 673 (SWSCU) of 89 Boorowa Street, Young, NSW acts under an agreement with CGU. Any advice is of a general nature only and does not take into account your particular circumstances. Consider the relevant PDS available in branch to see if a product is right for you.

South West Slopes Credit Union Ltd ABN 80 087 650 673 acts under our own Australian Financial Services Licence (AFSL 240712) and under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance, the issuer of these products.

Advice provided is general advice only and does not take into consideration your personal needs, personal situation or financial objectives. You should read the relevant PDS carefully before deciding to buy or hold the product. Insurance cover provided by CGU is subject to policy terms and conditions.