Credit Card

Please read the SWSCU Financial Services Guide and Conditions of Use before proceeding to the Visa form.

Please refer to our Visa Classic Credit Card Conditions of Use for Regular Payments Visa Card Accounts for further information.
South West Slopes Credit Union Limited (ABN 80 087 650 673, AFS & Australian Credit Licence Number. 240712)) is the product issuer of the deposit and related payment products referred to on this website. As any advice on this website is prepared without consideration of your personal objectives, financial situation or needs, before acting on the advice, you should consider if it is appropriate to your circumstances. You can obtain a Conditions of Use for the deposit, payment, and insurance products referred to on this website at any branch, by phoning 02 63841111,or, if available, by downloading from this website. Please consider the Conditions of Use for a product before you decide whether to acquire or continue holding the product.

VISA Classic Credit Card
Card Features
Minimum monthly repayment	3% of the account balance last day of statement or $20, whichever is greater
Minimum Credit Limit	$500
Maximum Credit Limit	$20,000
Interest-free period	Up to 55 days
Paywave	Yes
ATM/EFTPOS Access	Yes
Cash advance facilities	Yes
Interest Rates
Cash Advance Interest Rate	13.45% pa
Purchase Interest Rate	13.45% pa¹
Fees
Annual Fee	$30
Late Payment Fee	0
Exceed Credit Limit Fee	Yes
Exceed Credit Limit Fee amount	$30

¹ South West Slopes Credit Union Limited (ABN 80 087 650 673, AFS & Australian Credit Licence No. 240712) is the product issuer of the deposit and related payment products referred to on this website. As any advice on this website is prepared without consideration of your personal objectives, financial situation or needs, before acting on the advice, you should consider if it is appropriate to your circumstances. You can obtain a Conditions of Use for the deposit, payment, and insurance products referred to on this website at any branch, by phoning 02 63841111,or, if available, by downloading from this website. Please consider the Conditions of Use for a product before you decide whether to acquire or continue holding the product.