Insurance may be a necessity, but you don’t need to pay the earth for it.

As a credit union member you get special deals on insurance. The approach we take is simple – Extensive cover at competitive rates.

We can offer you a range of top quality cover through our arrangement with CGU Insurance Limited (CGU).

HOME & CONTENTS
MOTOR VEHICLE
LANDLORDS
TRAVEL

Home & Contents Insurance

Young and old, renters or homeowners, we all have our valued possessions, along with many more we take for granted. While some are irreplaceable, there are a surprising number we would need to replace, should the worst happen. From kitchen appliances to the kitchen sink and house itself, it all adds up.

CGU offers members of South West Slopes Credit Union insurance that protects their home and contents. Can you imagine how you or your family would cope if your home and contents were lost? CGU First Choice Home and Contents Insurance protects your home and contents against a range of events including; fire, theft, vandalism, liquid damage, storm damage etc.

Selecting the right insurance is not simply a matter of choosing a contract to suit the value of the items insured. You need to consider the type of cover you and your family require. We offer a choice of two types of cover so you can rest easy at night, secure in the knowledge that your property and possessions are protected.

First Choice features include:
– 24 hour access to CGU’s Claims Assistance Service Hotline
– A choice of Accidental Damage or Listed Events cover
– New for old cover for contents
– New for old cover for buildings
– $20 million liability insurance Australia-wide (worldwide for 90 consecutive days)
– Valuable items are covered under contents
– No loss sharing penalty for under insurance
– Pay-by-the-month instalment option at no extra cost

Choose from 2 cover types:

First Choice Listed Events Cover
This cover provides protection against a range of listed events, such as fire, lightning, earthquake, burglary, explosion, storm damage and even a vehicle running into your house.

First Choice Accidental Damage Cover
This cover protects your property against all of the listed events plus any accidental damage or accidental loss to your insured property and provides you with a higher degree of peace of mind.

Product Disclosure Statement – First Choice Home Insurance

GET A HOME & CONTENTS QUOTE HERE

South West Slopes Credit Union Ltd ABN 80 087 650 673 acts under our own Australian Financial Services Licence (AFSL 240712)  and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU)(AFSL 238291), the issuer of these products.

Advice provided is general advice only and does not take into consideration your personal needs, personal situation or financial objectives. You should read the relevant PDS carefully before deciding to buy or hold the product. Insurance cover provided by CGU is subject to policy terms and conditions.

Motor Vehicle Insurance

You wouldn’t pay for car accessories you don’t want or need. So why pay for car insurance extras you’ll never use? Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.

Our CGU insurance policies give members of South West Slopes Credit Union the freedom to choose the best cover to suit your needs. You and your family can choose the type of policy and the level of cover.
CGU has developed three car insurance policies for you and your family to choose from:

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only

Comprehensive Cover
Comprehensive insurance covers you for loss or damage to your vehicle, loss or damage to another person’s vehicle and your legal liability.

Under the Comprehensive cover type you have 3 choices to suit your circumstances and budget.

  • Motor Vehicle

This policy is the most flexible cover and offers real value for money. Cover is available for all authorised drivers.

  • Nominated Driver

This policy provides a discounted premium if the car will only be driven by up to 2 nominated drivers 25 years of age or over. You save money on your premium by restricting the age and number of drivers.

  • Nominated Driver ‘Low Kilometre’

If you don’t do a lot of driving, this policy is ideal for you. It features a generous premium discount for restricting the distance your car travels to 10,000 km a year if your car will only be driven by up to 2 nominated drivers 25 years of age or over.

Third Party Fire & Theft
Provides cover for your car for loss or damage by fire or theft and your legal liability for loss or damage to another person’s vehicle or property.

Third Party Property Damage
Provides cover for your legal liability for loss or damage to another person’s vehicle or property.

The policies and covers come with some great benefits.

Product Disclosure Statement – Motor Vehicle Insurance

GET A MOTOR VEHICLE QUOTE HERE

South West Slopes Credit Union Ltd ABN 80 087 650 673 acts under our own Australian Financial Services Licence (AFSL 240712)  and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU)(AFSL 238291), the issuer of these products.

Advice provided is general advice only and does not take into consideration your personal needs, personal situation or financial objectives. You should read the relevant PDS carefully before deciding to buy or hold the product.  Insurance cover provided by CGU is subject to policy terms and conditions.

Landlords Residential Property Insurance

Insuring properties which you own, but don’t live in, can be a complicated business. At South West Slopes Credit Union  we have a policy specifically designed to protect the investment properties of our members.
Landlords Residential Property Insurance covers flats, units, apartments and houses which are leased or rented to tenants.
Many insurance policies give you a list of the events you are covered for; however we offer Accidental Damage cover to protect your property against a broader range of events.

This cover provides protection against a range of listed events, such as fire, lightning, earthquake, theft, explosion, storm damage and also provides cover for a range of additional benefits.
You secure the insurance cover you require by selecting from the extensive range of covers and options we offer with this policy.

Landlords Residential Property Insurance features:

  • Optional Replacement benefit for building
  • New for old cover for most contents up to 15 years
  • Optional Loss of rent
  • Optional Rent default and theft by a tenant
  • Optional Legal liability ($5, $10, $15 or $20 million)
  • Optional Strata Title Mortgagee Protection
  • Optional Workers’ compensation in WA, Tasmania and NT
  • 21 day Money Back Guarantee
  • Pay by the month premiums at no extra cost.

Product Disclosure Statement – Landlords Residential Property Insurance

GET A QUOTE HERE

South West Slopes Credit Union Ltd ABN 80 087 650 673 acts under our own Australian Financial Services Licence (AFSL 240712)  and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU)(AFSL 238291), the issuer of these products.

Advice provided is general advice only and does not take into consideration your personal needs, personal situation or financial objectives. You should read the relevant PDS carefully before deciding to buy or hold the product. Insurance cover provided by CGU is subject to policy terms and conditions.

Travel Insurance

Holidays are all about relaxing. Arrange your travel insurance through South West Slopes Credit Union and you can do just that. Travel insurance protects you and your family whilst on holiday against unforeseeable events which include medical expenses, lost luggage, personal liability and booking cancellations, and with fast and efficient claims and access to 24-hour Worldwide Emergency Assist Helpline.

We offer a range of six options to suit your lifestyle:

  • Super Plus Plan
  • Super Plan
  • Standard Plan
  • Economy Plan
  • Australian Plan
  • Cancellation Plan

Cover includes:

  • Overseas medical expenses
  • Prepaid cancellation charges
  • Loss or damage to personal luggage
  • Loss or theft of travel documents
  • Up to $2.5 million legal liability cover
  • 24-hour Worldwide Emergency Assist Helpline

Product Disclosure Statement – Travel Insurance

GET A QUOTE HERE

South West Slopes Credit Union Ltd ABN 80 087 650 673 acts under our own Australian Financial Services Licence (AFSL 240712)  and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU)(AFSL 238291), the issuer of these products.

Advice provided is general advice only and does not take into consideration your personal needs, personal situation or financial objectives. You should read the relevant PDS carefully before deciding to buy or hold the product.  Insurance cover provided by CGU is subject to policy terms and conditions.