This document must be read together with the Summary of Accounts and Availability of Access Facilities and the Conditions of Use.
Together these brochures form the Conditions of Use for the South West Slopes Credit Union Account & Access Facility.
Member Cheque Books
- A fee of $8.00 per 25 leaf cheque book applies. A fee of $20.00 per 100 leaf cheque book applies. This fee is charged at the time of ordering.
Member Cheque Dishonour Fee
- A fee of $15.00 will be charged, when any Member cheque is dishonoured.
Cheque Deposit Dishonour Fee
- A fee of $5.00 will be charged, when a cheque is deposited to a Member’s account which is subsequently dishonoured.
Direct Debits Dishonour Fee
- A fee of $15.00 is applied where an authority to directly debit an account is dishonoured due to insufficient funds in the nominated account.
- A fee of $10.00 is applied each time a member’s account is overdrawn without arrangements as a result of a cheque or direct debit being honoured.
Dormant Account Fee
- A $10.00 annual fee applies to accounts on which there has been no member generated activity for at least 2 years and the member has not responded to advice from the Credit Union.
Duplicate Member Statement Fee
- Duplicate member statements can be provided at a cost of $3.00 per statement.
Cheque Trace Fee
- A $45.00 fee (payable to CUSCAL) will be charged to establish final destination (who received the cheque value).
Member Cheque (Copy / Enquiry)
- A $25.00 fee ($23.00 payable to CUSCAL) will be charged to produce a copy or enquiry of cheque details.
Electronic Payment Fee
A $25.00 fee ($22.72 payable to CUSCAL) will be charged to establish
- Direct Entry final destination, Direct Entry Manual Dishonour (who received the electronic payment value)
- BPAY Enquiry and BPAY error Correction
- Mistaken Payment
IPEX/SWIFT Payments (RTGS)
- Incoming IPEX/SWIFT Payment a $10.00 fee ($6.81 payable to CUSCAL) will be charged per RTGS Domestic Inbound transactions.
- Outgoing IPEX/SWIFT Payment a $15.00 fee ($11.92 payable to CUSCAL) will be charged per RTGS Domestic Outbound transactions.
Document Recovery / Search Fee
- Requests for copies of Deposit/Withdrawal receipts or documents (excluding loan documents) will be charged at our discretion on a time spent basis, with fee being $15.00 per 30 minutes or part thereof of search time with a minimum charge of $15.00. First 15 minutes is free.
Bank Audit Letter
- Requests for Bank Audit documentation will be charged at our discretion on a time spent basis, with a minimum fee being $20.00 and then $15.00 per 30 minutes thereof.
Safe Custody facility
- For new lodgements only a $15 p.a. fee