Home Loan Interest Rates

Effective Wednesday, 15 November 2023

Owner Occupied Home Loans Interest Rate Comparison Rate  
Standard Variable Rate Home Loan 6.60% p.a. 6.60% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Standard Variable Home Loan (12 month discount) 5.14% p.a. 6.45% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Intro Discounted Standard Variable Home Loan 6.20% p.a. 6.56% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 1 Year Fixed Rate Home Loan 6.15% p.a. 6.55% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 2 Year Fixed Rate Home Loan 5.69% p.a.   6.42% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 3 Year Fixed Rate Home Loan 5.69% p.a.     6.34% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Standard Variable Reference Rate 6.60% p.a. 6.60% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investor Home Loans Interest Rates Comparison Rates  
Standard Investment Variable Home Loan   6.90% p.a.   6.90% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan (12 month discount) 5.14% p.a. 6.72% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan (Term of the Loan) 6.50% p.a. 6.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investment Home Loan - Interest Only 6.90% p.a. 6.90% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 1 Year Fixed Rate Home Loan 6.15% p.a. 6.82% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 2 Year Fixed Rate Home Loan 5.69% p.a. 6.66% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 3 Year Fixed Home Loan 5.69% p.a. 6.55% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investment Standard Variable Reference Rate 6.90% p.a. 6.90% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.

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