Home Loan Interest Rates

Effective Monday, 16 May 2022

Owner Occupied Home Loans Interest Rate Comparison Rate  
Standard Variable Rate Home Loan 3.70% p.a. 3.70% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Standard Variable Home Loan 2.49% p.a. 3.59% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Intro Discounted Standard Variable Home Loan 3.30% p.a. 3.67% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 1 Year Fixed Rate Home Loan 3.49% p.a. 3.69% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 2 Year Fixed Rate Home Loan 3.49% p.a. 3.66% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Standard Variable Reference Rate 3.70% p.a. 3.70% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investor Home Loans Interest Rates Comparison Rates  
Standard Investment Variable Home Loan   4.50% p.a. 4.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan 2.49% p.a. 4.31% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Intro Discounted Investment Standard Variable Home Loan 4.10% p.a. 4.10% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investment Home Loan - Interest Only 4.25% p.a. 4.25% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 1 Year Fixed Rate Home Loan 3.49% p.a. 4.13% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 2 Year Fixed Rate Home Loan 3.49% p.a. 4.32% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investment Standard Variable Reference Rate 4.20% p.a. 4.20% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.

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