Home Loan Interest Rates

Effective Tuesday, 16 August 2022

Owner Occupied Home Loans Interest Rate Comparison Rate  
Standard Variable Rate Home Loan 4.95% p.a. 4.95% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Standard Variable Home Loan (12 month discount) 3.74% p.a. 4.83% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Standard Variable Home Loan (Term of the Loan) 4.55% p.a. 4.55% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 1 Year Fixed Rate Home Loan 5.90% p.a. 5.04% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 2 Year Fixed Rate Home Loan 6.30% p.a. 5.21% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Standard Variable Reference Rate 4.95% p.a. 4.95% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investor Home Loans Interest Rates Comparison Rates  
Standard Investment Variable Home Loan   5.50% p.a.   5.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan (12 month discount) 3.74% p.a. 5.33% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan (Term of the Loan) 5.10% p.a. 5.10% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investment Home Loan - Interest Only 5.75% p.a. 5.75% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 1 Year Fixed Rate Home Loan 5.90% p.a. 5.54% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 2 Year Fixed Rate Home Loan 6.30% p.a. 5.65% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investment Standard Variable Reference Rate 5.50% p.a. 5.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.

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