Home Loan Interest Rates

Effective Monday, 01 August 2022

Owner Occupied Home Loans Interest Rate Comparison Rate  
Standard Variable Rate Home Loan 4.70% p.a. 4.70% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Standard Variable Home Loan 3.49% p.a. 4.59% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Intro Discounted Standard Variable Home Loan 4.30% p.a. 4.30% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 1 Year Fixed Rate Home Loan 5.90% p.a. 4.82% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum 2 Year Fixed Rate Home Loan 6.30% p.a. 5.00% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Standard Variable Reference Rate 4.70% p.a. 4.70% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investor Home Loans Interest Rates Comparison Rates  
Standard Investment Variable Home Loan   5.50% p.a.   5.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Discounted Investment Standard Variable Home Loan 3.49% p.a. 5.30% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investment Discounted Standard Variable Home Loan 5.10% p.a. 5.10% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Investment Home Loan - Interest Only 5.75% p.a. 5.75% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 1 Year Fixed Rate Home Loan 5.90% p.a. 5.54% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investor 2 Year Fixed Rate Home Loan 6.30% p.a. 5.65% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
Optimum Investment Standard Variable Reference Rate 5.50% p.a. 5.50% p.a. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.

We're ready to help you

Important information

Footnotes:

 CONTACT