interestNotice: All interest rates are variable. The loan interest is calculated on the daily balance outstanding and is charged in arrears to a members account on the last day of each month. Savings account interest is calculated on the daily balance outstanding and credited to the members account on the 30th June Annually. Interest on Xmas Club Accounts is paid on the 30th November Annually. Term Deposit interest is paid on the maturity of the deposit unless otherwise negotiated at the time of the deposit.

SAVINGS ACCOUNTS
TERM DEPOSITS
LOANS

bi_48Deposit Accounts

SAVINGS ACCOUNTS Effective:02/07/ 12
Account Type Interest Rate
Savings 0.10%
7 Days Notice 0.25%
Christmas Club 1.50%
Super Saver 1.50%
BU Teenagers Savings Account 1.50%

Term Deposits (Investments)

Effective Monday, 15 August 2016
3 Months 6 Months 9 Months 12 Months
from $500 to $9,999 2.00% 2.00% 2.00% 2.00%
from $10,000 to $49,999 2.10% 2.10% 2.10% 2.10%
from $50,000 2.25% 2.25% 2.25% 2.25%

calculatorgreenLoan Accounts

Effective Friday, 2 September 2016
Loan Type Interest Rate Comparison Rates
Home Loans – Owner Occupied 4.50% $150,000 25 years 4.50%
Home Loans – Investment 4.65% $150,000 25 years 4.65%
Home Loans – Investment – Interest Only (Up to 5 years) 4.65% $150,000 25 years 4.65%
Personal Loans – Secured 8.50% $30,000 5 years 8.50%
Personal Loans – Secured – New Car Loan 6.00% $30,000 5 years 6.00%
Personal Loans – Unsecured 12.95% $30,000 5 years 12.95%
Greener Futures Loans (new 1 September 2013) 9.99% $30,000 5 years 9.99%
Commercial Loans – Secured From 7.50%
Commercial Loans – Unsecured From 12.95%
VISA Classic Credit Card 13.45 %
Overdraft 12.50%
WARNING
The comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees, charges, terms and conditions may apply