Let us know before you go

What are you looking for?

Loans
- Owner Occupied Home Loans
  All Owner Occupied Home Loans
  A snapshot of some of our most popular Home Loans to get you moving faster.
  
  Standard Variable Rate Home Loan
  A standard variable home loan rate, at a competitive interest rate, with the option of redraw facilities.
  
  Discounted Standard Variable Home Loan (12 month discount)
  Save on your Owner Occupied home loan, with our 12-month introduction discount.
  
  Discounted Standard Variable Home Loan (Term of the Loan)
  Enjoy a discount of 0.40% on our Owner Occupied Standard Variable Home Loan Rate for the term of your loan.
  
  Optimum 1 Year Fixed Rate Home Loan
  Our 1 year fixed rate loan. Enjoy peace of mind with a 1-year fixed-rate loan and lock in your interest rate.
  
  Optimum 2 Year Fixed Rate Home Loan
  Enjoy peace of mind with a 2-year fixed rate loan and lock in your interest rate.
  
  Home Loan Interest Rates
  Learn more about SWSCU Home Loan Interest Rates.
- Investor Home Loans
  All Investment Home Loans
  Grow your investment with a SWSCU loans.
  
  Investment Standard Variable Home Loan
  Invest in property with our Investment Home Loan.
  
  Discounted Investment Standard Variable Home Loan (12 month discount)
  Save on your investment home loan, with our 12 month introduction discount.
  
  Discounted Investment Standard Variable Home Loan (Term of the Loan)
  Enjoy a discount of 0.40% on our Investment Standard Variable Home Loan Rate for the term of your loan.
  
  Investment Home Loan - Interest Only
  Enjoy the benefits of our interest only Investment Home Loan.
  
  Optimum Investor 1 Year Fixed Rate Home Loan
  Our 1 year fixed rate loan offer for investors. Enjoy peace of mind with a fixed rate loan and lock in your interest rate.
  
  Optimum Investor 2 Year Fixed Rate Home Loan
  Enjoy peace of mind with a fixed rate loan and lock in your interest rate.
  
  Home Loan Interest Rates
  Learn more about SWSCU Home Loan Interest Rates.
- Vehicle Loans
  All Vehicle Loans
  We can help you explore the vehicle loan options and choose the right loan for you. Types of vehicles could include but not limited to; cars, boats, caravans, motorbikes, floats, trailers, mowers and more.
  
  Business Vehicle Loan
  Choose from weekly, fortnightly or monthly repayments over a 3 year term for the purchase of a new commercial vehicle.
  
  3 Year Term Vehicle Loan
  The 3 year term Vehicle Loan could have you arriving with a new car, boat, caravan, float, trailer or even a motorbike sooner than you thought.
  
  5 Year Term Vehicle Loan
  With terms up to 5 years to suit your budget for a new vehicle why look any further.
  
  7 Year Term Vehicle Loan
  A great rate for your brand new purchase.
  
  Vehicle Loan Interest Rates
  Learn more about SWSCU Vehicle Loan Interest Rates.
- Personal Loans
  All Personal Loans
  With our range of Personal loans there is sure to be one that meets your budget.
  
  Secured Personal Loan
  Whether it is for those dreams or the necessities in life or to consolidate other debts. We have the personal loan that suits your budget.
  
  Unsecured Personal Loan
  With an unsecured personal loan you can travel, renovate your home, buy personal goods, consolidate your debts and more.
  
  Greener Futures Loan
  SWSCU provides Greener Futures Loans for energy efficient or environmentally friendly products.
  
  Personal Loan Interest Rates
  Learn more about SWSCU Personal Loan Interest Rates.
- Business Loans
  All Business Loans
  Small Business Loans to make your business needs.
- Credit Facilities
  Visa Classic Credit Card
  Whether it is for those dreams or the necessities in life, or to consolidate other debts, we have the personal loan that suits your budget.
  
  Credit Facilities Interest Rates
  Learn more about SWSCU Credit Facilities Interest Rates.
Savings
- Savings Accounts
  All Savings Accounts
  We have a number of accounts with a wide range of access facilities.
  
  General Savings Account
  With our Everyday Savings account, you can be confident that your day-to-day banking will be smooth and easy.
  
  Savings Account
  Our Savings account will make managing your savings easier.
  
  Budget Savings Account
  This account is perfect for periodical payments or direct debits.
  
  Christmas Club
  Our Christmas Club is a great account to save for Christmas as it offers a higher rate of interest.
  
  Seven Day Notice
  Designed to encourage savings with seven days notice required before withdrawing.
  
  Superannuation Account
  This account is only available to members that have their own Self-Managed Super Funds.
  
  Savings Interest Rates
  Learn more about SWSCU Savings Interest Rates.
- Junior Accounts
  Teenage Savings Account
  Our Teenage Savings Account is specifically designed for our 13-18 year olds.
  
  Super Saver Account
  Our Super Saver Account is specifically designed for those aged 10 to 13 year olds.
  
  Savings Interest Rates
  Learn more about SWSCU Savings Interest Rates.
- Term Deposits
  Term Deposit Account
  We offer tiered Term Deposit Accounts for a fixed amount at competitive rates
  
  Term Deposit Application Form
  Apply for a Term Deposit today.
  
  Term Deposit Interest Rates
  Learn more about SWSCU Term Deposit Interest Rates.
Access
- Banking
  Accessing your money
  SWSCU has a number of services to make accessing your money as simple as possible.
  
  Internet Banking
  Monitoring your finances has never been quite as easy since the inception of internet banking.
  
  Mobile Banking App
  Banking on the go is easy with South West Slopes Credit Union's mobile banking app.
  
  Online Statements
  Online Statements give you instant online access to your SWSCU statements through your internet banking for free 24/7.
  
  SMS One Time Password (OTP)
  With added security to ensure your personal information is safe and sound.
  
  Open Banking
  Access and control your banking data
  
  Alerts
  Alerts give you instant notification of selected events on your account 24/7
- PayID & Osko
- Cards
  All Cards
  Our Cards allow cardholders to make purchases in person, over the phone, online, and overseas from thousands of locations worldwide.
  
  Visa Debit Card
  Use your own funds to make purchases in store and online.
  
  Visa Classic Credit Card
  Access to funds with ease, with a low rate, up to 55 days interest-free, easy repayment options, you can use your card without worry.
  
  Cash Passport
  Load up to 11 currencies and use it at millions of locations worldwide everywhere Mastercard is accepted.
  
  Card Security
  To report a lost or stolen card, call 02 6384 1111.
- Mobile Payments
  Apple Pay
  Apple Pay with your SWSCU Visa Card. The easy way to pay everyday.
  
  Google Pay
  Google Pay with your SWSCU Visa Card. Smarten up your smart phone with another way to pay.
  
  Samsung Pay
  Samsung Pay with your SWSCU Visa Card.
Rates & Fees
- Interest Rates
  Home Loan Interest Rates
  Learn more about SWSCU Home Loan Interest Rates.
  
  Vehicle Loan Interest Rates
  Learn more about SWSCU Vehicle Loan Interest Rates.
  
  Personal Loan & Credit Facilities Interest Rates
  Learn more about SWSCU Personal Loan Interest Rates.
  
  Savings and Term Deposits Interest Rates
  Learn more about SWSCU Savings and Term Deposits Interest Rates.
- Fees and charges
  General Fees and Charges
  General Fees and Charges of SWSCU.
  
  Other Fees and Charges
  Other Fees and Charges of SWSCU.
  
  Visa Cards Fees and Charges
  Visa Cards Fees and Charges of SWSCU.
  
  Loans Fees and Charges
  Loans Fees and Charges of SWSCU.
Fraud & Scams
- Fraud & Scams
More
- About Us
  Our History
  Learn more about South West Slopes Credit Union.
  
  Our Directors
  Meet the Board of Directors at South West Slopes Credit Union.
  
  Annual Reports
  View our Annual Reports.
  
  Prudential Disclosures
  View our Prudential Disclosure Documents
  
  Customer Owned Banking Code of Practice
  Our 10 key promises to you
  
  Testimonials
  Learn more about what our Members are saying.
  
  Careers
  Careers with SWSCU.
- In the Community
  Sponsorship
  SWSCU selects sponsorship opportunities that are aligned with our strategic direction and corporate values.
  
  Credit Unions
  With almost 4 million members spread throughout Australia, credit unions are now the preferred choice for nearly one in four adults.
- Financial Planning
  Financial Planning
  SWSCU offers a range of financial planning services to help you plan your financial future.
  
  What Is Financial Planning?
  The aim of financial planning is more than just managing your savings and investments.
  
  How Financial Advice can help you
  Financial advice can make a big difference at every stage of life.
  
  Financial Planning Topics
  Creating financial goals is empowering, but sometimes it can feel overwhelming. That’s where we can help.
  
  About Bridges
  SWSCU is proud to offer you the services of Bridges
- Insurance
  All Insurance
  Insurance for the important things in life.
  
  CGU Insurance
  Your assets are one of the most valuable items you own, so make sure you have the right cover.
  
  CTP Green Slip Insurance
  The CTP Green Slip policy is attached to your registration and covers any drivers of your vehicle.
- Important Information
  Disclosure Documents
  Disclosure Statements contain important information about the terms and conditions, fees and charges, transaction limits, and other product information.
  
  Target Market Determinations
  A TMD is a document that describes who the product has been designed for
  
  Privacy Statement
  Our Privacy Statement outlines what information can be disclosed and used along with why we use this information
- Travel
  Western Union
  South West Slopes Credit Union, in association with Western Union® Business Solutions.
  
  Cash Passport
  Load up to 11 currencies and use it at millions of locations worldwide everywhere Mastercard is accepted.
  
  Travelex
  We act as an agent for Travelex and can provide you with a large selection of foreign currencies.
  
  Let us know before you go
  Are you planning on going overseas?
- Calculators
  Calculators
  Crunching the numbers of your financial goals doesn't have to be hard.
- FAQs
  All FAQs
  Answers to frequently asked questions (FAQs) about banking with SWSCU.
- Apply Online
- How-To Videos

Are you planning on going overseas?

It's important to let us know if you're going overseas, that way we can keep an eye on your accounts for any suspicious activity.

Travel Insurance

Helping you find the right cover for your international and domestic travel.

Cash Passport

Load up to 11 currencies and use it at millions of locations worldwide.

Foreign Cash

Travelex and can provide you with a large selection of foreign currencies.

Why choose us?

Better service

We will deliver high member service and standards
Social Dividend (ESG)

Putting the social and environmental values as a priority in working towards reducing our carbon footprint
Community focus

Proudly community-based organisation
Member owned

Profits are returned to you through lower rates and fees

Let us know before you go

Are you planning on going overseas?

Travel Insurance

Cash Passport

Foreign Cash

Why choose us?

Better service

Social Dividend (ESG)

Community focus

Member owned

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Loans

Savings

Access

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Rates & Fees

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