Lock in a low 1 year Fixed Rate  

Enjoy peace of mind with our 1 year fixed rate loan and budget better knowing what your repayments will be for the next 12 months.

6.15 % p.a. Interest rate 6.55 % p.a. Comparison rate

Product Features:

Application Fee : $0
Establishment Fee : $0
Monthly Fee : $0
Redraw Fee : $0
Additional Repayments Fee : $0
Legal Fees : At cost
Valuation Fee : At cost
Discharge Fee : At cost
Break Cost Fees : Yes
Features - Loans
Maximum Term in Years : 30
Repayments : Weekly, Fortnightly & Monthly
Additional Repayments Accepted : up to $20,000 per year in addition to contractual repayment
Redraw Facility : Yes
Offset Facility : No
Split Loan with Fixed/Variable options : Yes
Direct Credits : Yes
Internet Banking Access : Yes
Alerts Facility : Yes
Over the Counter Deposits : Yes
Online Statements : Yes
  Interest rate Comparison Rate
Optimum 1 Year Fixed Rate Home Loan 6.15% p.a. 6.55% p.a.

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Why choose us?

  • 1 After the fixed period the interest rate will revert to the Optimum Standard Variable Reference Rate (currently 6.60% p.a., Comparison Rate 6.60% p.a.).
  • 2 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.

Credit eligibility criteria, terms and conditions, fees and charges apply.

Home Loan Key Fact Sheets are available here.